Refund policy

HWH & Beyond: Return and Refund Policy At HWH & Beyond, we are committed to providing high-quality content and a seamless customer experience. Please read our policy carefully before making a purchase. --- Digital Products (E-Books & Guides) Due to the nature of digital content, all sales of “From Paycheck to Investor” and other digital volumes in the HWH Wealth Series are considered final. No Returns or Exchanges Once a digital file has been accessed, streamed, or downloaded, it cannot be returned. Waiver of Right of Withdrawal (Digital Products) In accordance with EU consumer protection laws, the right of withdrawal does not apply to digital content once the download or streaming has begun, provided that you have given your prior express consent and acknowledgment. By purchasing and initiating the download of our digital products, you expressly consent to the immediate performance of the contract and acknowledge that you thereby lose your statutory 14-day right of withdrawal. We stand behind the quality of our content. If you experience any issue accessing your purchase, we will resolve it quickly and support you. Technical Issues If you experience a technical problem with your file (such as a corrupted link or inability to open the document), please contact us at carlos.andre@hwhbeyond.com within 7 days of purchase. We will provide a replacement link or file promptly. Duplicate Purchases In the event of an accidental duplicate purchase of the same product, a full refund will be issued for the second transaction if reported within 48 hours. --- Physical Products (If Applicable) If you purchase a physical product from HWH & Beyond, the following applies: Right of Withdrawal You have the right to withdraw from your purchase within 14 days of receiving the item, without giving any reason. Condition To be eligible for a return, the item must be in the same condition that you received it, unused, and in its original packaging. Shipping Customers are responsible for the shipping costs associated with returning physical items, unless the item is defective or incorrect. --- How to Initiate a Request To request assistance for a technical issue, duplicate purchase, or return (for physical items), please contact us at: carlos.andre@hwhbeyond.com If your request is approved, your refund will be processed to your original payment method within 10 business days. --- Business Information HWH & Beyond Email: carlos.andre@hwhbeyond.com Location: Portugal